Disclaimer Statement for Visitors

Essential notice

Consultations are meant for informational use.

Results may vary depending on your situation and decisions.

All services offered through kerolunath.com provide analytical reviews, personal consultations, and general information. Nothing on this website constitutes personal financial, legal, or tax advice. You should always consult a qualified professional before making decisions.

General Disclaimer

Information found on kerolunath.com is provided to assist users with objective considerations and analytical reviews. The content is not intended as a substitute for independent advice by legally qualified professionals in financial or related matters. Use of any materials should be based solely on your own judgement and circumstances. Past performance doesn't guarantee future results. We disclaim all liability for actions taken or not taken based on this information.

Limitation of Liability

Use of this site is entirely at your own discretion and risk.

We do not offer guarantees regarding outcomes or individual experiences from advice or reviews.
We are not liable for indirect, special, or consequential damages arising from use of site content or consultations.
No warranty is given for the accuracy, completeness, or timeliness of any content provided.
Your use of information and materials is voluntary, and you assume full responsibility for any results.

Accuracy and Reliability

While we strive to keep site information accurate and updated, there could be errors or omissions. kerolunath does not guarantee that the information is complete, current, or reflects all developments in finance or related sectors. Users should verify any critical details independently and seek second opinions as suited to their context.

No liability is accepted for errors, inaccuracies, or incomplete information.

Professional Guidance

The content and consultations delivered are not a substitute for personal, legal, or financial advice from licensed professionals.

External Links

Links to external resources are for your convenience only. kerolunath does not take responsibility for the content or accuracy of linked external sites.

Results May Differ for Each Client

Outcomes of consultations will be different for each individual and are influenced by unique goals and decisions. Past success does not guarantee future results.

Every case is unique

Expectations or prior outcomes should not be viewed as predictive. Each client’s experience will differ in scope and result.

Financial Industry Disclosure

We do not provide, promote, or sell investment management, products, or personal financial plans.

All services and content are for informational and review purposes only.
We never offer guarantees or specific investment returns.
Always seek independent, professional advice before making financial decisions.

Applicable Law and Jurisdiction

Our site and services are governed under Australian law.

Your use of kerolunath.com is subject to applicable laws and jurisdiction within Australia.

Only Australian courts have legal authority over disputes or claims.

Check relevant local regulations when making decisions based on our services.

Indemnification

You agree to indemnify kerolunath for claims resulting from your use or misuse of the information found on this site.

Severability

If any disclaimer wording is invalid, the remaining terms remain enforceable.

Policy Changes

kerolunath reserves the right to update this disclaimer without notice. Use after changes signifies acceptance.

Contact us

For more information or concerns regarding this disclaimer, reach out using the details listed below.

Our email: content@kerolunath.com

Phone: +61.8.7622.4650

Address: 175B Stephen Street, Suite 201, Yarraville, VIC 3013 Australia

Effective date: October 13, 2025

Last updated: October 13, 2025